质权人

例句：

1. 1. The property was sold to the highest bidder, and the buyer became the legal owner of the property.
   该财产被卖给出价最高的买家，买家成为该财产的法律所有者。
2. 2. The bank granted a mortgage loan to the homeowner for the purchase of a new house.
   银行向房主发放了一笔抵押贷款，用于购买新房。
3. 3. The mortgagor agreed to pay the lender back the principal amount within a certain period of time.
   抵押人同意在特定时间内偿还贷款本金。