commercial loan theory

例句：

1. 1. The commercial loan theorysuggests that the cost of borrowing moneyis a significant factor in determining the interestrate.
   商业贷款理论表明，借款成本是决定利率的一个重要因素。
2. 2. This commercial loan theory hasbeen widely accepted by economists andbusiness leaders.
   这一商业贷款理论已被经济学家和商界领袖广泛接受。
3. 3. The commercial loantheory emphasizes the importance of risk managementin financial decision-making.
   商业贷款理论强调了风险管理在金融决策中的重要性。