credit and collection expenses

例句：

1. 1. Thecompany's credit and collection expenses haveincreased significantly in the past year.
   该公司的信用和收款费用在过去一年内显著增加。
2. 2.The bank has raised its credit and collectionexpenses to cover the rising costs of providingloans.
   银行已提高其信用和收款费用，以覆盖提供贷款的成本上升。
3. 3.The increase in credit and collection expenses isa direct result of the economic downturn.
   信用和收款费用的增加是经济衰退的直接结果。