credit file

例句：

1. 1. The company's credit file is a valuable asset to its business operations.
   公司的信用档案是其业务运营的重要资产。
2. 2.Before applying for a loan, it's important to check the borrower's credit file.
   在申请贷款之前，检查借款人的信用档案是很重要的。
3. 3.The credit file of the new employee has been reviewed by the human resources department.
   新员工的信用档案已经由人力资源部门审查。