decreasing term insurance

例句：

1. 1. This policy provides coveragefor accidents and illnesses that occur duringthe term of the policy.
   此保单提供在保单有效期内发生的事故和疾病保障。
2. 2. The company offers a variety of insuranceplans to meet the needs of different customers.
   该公司提供多种保险计划以满足不同客户的需求。
3. 3.The declining interest rates have madeit more difficult for people to save money.
   下降的利率使得人们储蓄变得更加困难。