deposit-taking institutions

例句：

1. 1. The bank is a deposit-taking institution that provides loans and other financial services.
   这家银行是一个提供贷款和其他金融服务的存款机构。
2. 2. Many people choose to open a savings account at a deposit-taking institution for safety and convenience.
   许多人选择在一家存款机构开设一个储蓄账户，以安全和方便为由。
3. 3. The government has been criticized for its lack of regulation of deposit-taking institutions.
   政府因对存款机构的监管不足而受到批评。