excess reinsurance

例句：

1. 1. The company decidedto increase its coverage by purchasing excess reinsurance.
   该公司决定通过购买超额再保险来增加其覆盖范围。
2. 2. The policyholder requested an excess reinsurance claimfor the damage sustained during the storm.
   保单持有人要求对暴风雨期间遭受的损害进行超额再保险索赔。
3. 3. Theexcess reinsurance premiumwas higher than expected, whichcould affect the overall profit margin.
   超额再保险保费高于预期，这可能会影响整体利润率。