excess-of-loss insurance

例句：

1. 1.This policy covers all the losses incurred during the accident.
   这份保单涵盖了事故中的所有损失。
2. 2. The company offers a range of insurance policies to protect against potential risks.
   该公司提供一系列保险政策，以保护潜在风险。
3. 3.The excess-of-loss insurance is designed to compensate for any additional expenses beyond the standard coverage.
   超额损失保险旨在补偿标准覆盖之外的任何额外费用。