fixed-rate mortgage

例句：

1. 1. We decided to take out a fixed-rate mortgage to buy our first home.
   我们决定申请固定利率抵押贷款来购买我们的第一套房子。
2. 2.The interest rate on the fixed-rate mortgage is lower than that of the adjustable-rate mortgage.
   固定利率抵押贷款的利率比可调利率抵押贷款低。
3. 3. With a fixed-rate mortgage, you can plan your budget more easily because the interest rate stays the same throughout the loan term.
   有了固定利率抵押贷款，你可以更容易地规划预算，因为在整个贷款期限内利率保持不变。