fractional reserve banking system

例句：

1. 1. The fractional reserve banking systemis a financial system where banks hold onlya fraction of their deposits as reserves.
   分存准备金银行制度是一种金融系统，其中银行只保留其存款的一小部分作为准备金。
2. 2. This fractionalreserve banking system allows for the creation ofmoney through the issuance of banknotes and checks.
   这种分存准备金银行制度允许通过发行纸币和支票来创造货币。
3. 3. The fractional reserve bankingsystem has been criticized for its potentialto lead to inflation and economic instability.
   分存准备金银行制度因其可能导致通货膨胀和经济不稳定而受到批评。