negotiable certificate of time deposit

例句：

1. 1. Thebank issued a negotiable certificateof time deposit for her to use ascollateral.
   银行为她发行了一张可转让的定期存单作为抵押。
2. 2. The negotiable certificate of time deposit wasused as collateral for the loan.
   这张可转让的定期存单被用作贷款的抵押。
3. 3. The negotiablecertificate of time deposit was worth more thanthe principal amount of the loan.
   这张可转让的定期存单的价值超过了贷款的本金金额。