名词
中文翻译：过度保险
同义词：
['excessive insurance', 'over-protection']
例句：
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1.The company has been accused of over-insurance in its marketing strategies.
该公司因其营销策略中的过度保险而受到指责。
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2.The policyholder's claim was denied because the coverage was deemed to be excessively high.
投保人的索赔被拒绝，因为认为保险覆盖范围过高。
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3. The financial institution is criticized for its over-insurance practices that could lead to higher costs for consumers.
这家金融机构因其过度保险的做法而受到批评，这可能导致消费者支付更高的费用。