owners，landlords and tenants liability insurance

例句：

1. 1. The homeowners association has decided to raise the fees for property taxes.
   业主协会决定提高物业税费用。
2. 2. Landlords need to provide landlord-tenant insurance to protect themselves from legal liabilities.
   房东需要提供房东-租客保险来保护自己免受法律风险。
3. 3. Tenants should be aware of their rights and responsibilities under the tenant-landlord insurance policy.
   租客应该了解他们在租户-房东保险政策下的权利和责任。