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1.We need to keep track of our personal expenses to avoid overspending.
我们需要跟踪我们的个人开支以避免超支。
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2. The company's personal expenses have been reduced by 20% since the new budget was implemented.
自从实施新预算以来，公司的个人开支已经减少了20%。
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3. Personal expenses can be a significant source of stress for many people.
对于许多人来说，个人开支是造成压力的一个主要来源。