personal loan

例句：

1. 1.I need to apply for a personal loan to pay for my education expenses.
   我需要申请个人贷款来支付我的教育费用。
2. 2. The bank offers personal loans with competitive interest rates.
   银行提供具有竞争力利率的个人贷款。
3. 3. Personal loans are often used to consolidate debts or cover unexpected expenses.
   个人贷款通常用于合并债务或覆盖意外支出。