savings deposit

例句：

1. 1. She opened a savings accountto save for her future education expenses.
   她开了一个储蓄账户，为未来的教育费用存钱。
2. 2. He decided to invest ina fixed deposit to earn higher returns.
   他决定投资于定期存款以获得更高的回报。
3. 3. The bank offers time deposit services withcompetitive interest rates.
   这家银行提供有竞争力利率的定期存款服务。