名词
中文翻译：点数利率
同义词：
['spot interest rate', "spot exchange rate例句：1. The bank's spot rate for lending is currently at 3%.（银行的贷款点数利率目前为3%。）"]
例句：
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1. The bank's spot rate for lending is currently at 3%.
银行的贷款点数利率目前为3%。
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2.The exchange rate of the currency has been fluctuating since the announcement of the new policy.
自新政策宣布以来，该货币的汇率一直在波动。
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3.The spot rate for oil futures trading is influenced by global economic conditions.
石油期货交易的点数利率受全球经济状况的影响。