substandard insurance

例句：

1. 1. The company's products are substandard compared to its competitors.
   该公司的产品与竞争对手相比是次标准的。
2. 2. The construction was substandard and required extensive repairs.
   建筑质量不合格，需要进行大量修复。
3. 3. The food was substandard and caused severe stomach upset.
   食物质量不合格，导致严重的胃部不适。