underwriting

例句：

1. 1. The company's underwriting department is responsible for processing applications for insurance policies.
   公司的承保部门负责处理保险单的申请。
2. 2. The underwriter must be familiar with the risks associated with the product being insured.
   承保人必须熟悉与被保险产品相关的风险。
3. 3. Underwriting is a complex process that involves evaluating the risk and determining the premium rate for the policy.
   承保是一个复杂的过程，涉及评估风险和确定保单的保费率。