voluntary accumulation plan

例句：

1. 1.The company has implemented a voluntary savings plan for its employees.
   该公司为员工实施了一个自愿储蓄计划。
2. 2. This is the first time we have discussed this issue in our voluntary savings plan.
   这是我们第一次在我们的自愿储蓄计划中讨论这个问题。
3. 3. The voluntary savings plan helps people save money for their future needs.
   这个自愿储蓄计划帮助人们为未来的需求储蓄资金。